These examples are from the cambridge english corpus and from sources on the web. Its not in great condition but is huge and old and hoping to hear some value from it. The book value of an asset at any time is its cost minus its accumulated depreciation. Because, according to the provisions of gaap, an assets bv cannot show any increase or decrease in the assets market value, it rarely reflects the. Companies whose performance is good may have share prices greater than the book value. Also referred to as the net asset value in the uk, it helps determine the amount of money a shareholder or investor would receive per share if a company was liquidated, selling all of its assets and paying back all liabilities. Since companies are usually expected to grow and generate more. A register that includes both deposits and withdrawals.
The book value definition refers to a companys value or net worth that is recorded on its financial statement. Webster bank had bought out our old bank, so we were rather apologetically thrust into webster. Book value is defined as total assets minus liabilities, preferred stocks, and intangible assets. Based on the international dictionary of 1890 1900.
In business, the book value of an asset is the value it is given in the account books of. Book value is often used interchangeably with net book value or carrying value, which is the original acquisition cost less accumulated depreciation, depletion or amortization. Intrinsic business value is an economic concept, estimating future cash output discounted to present value. Book value is an accounting concept, recording the accumulated financial input from both contributed capital and retained earnings. Book value per share is a good measure to value bank stocks. For assets, the value is based on the original cost of the asset less any depreciation, amortization or impairment costs made against the asset. Microsoft and cocacola are inside value recommendations. I had difficulties just getting the cash from my deposited paycheck in a timely manner with a credit union, i could cash my check, deposit some and keep the rest immediately. Thats why we offer webster business value savings, a basic business savings account thats the perfect complement to webster value business checking.
In reference to the value of a company, it is the net worth equity of the company. Definition of bank written for english language learners from the merriam webster learners dictionary with audio pronunciations, usage examples, and countnoncount noun labels. Bank definition for englishlanguage learners from merriam. The book value is essentially the tangible accounting value of a firm compared to the market value that is shown. View wbs business summary and other industry information. Definition of bankbook written for english language learners from the merriamwebster learners dictionary with audio pronunciations, usage examples, and countnoncount noun labels. Bankbook definition in the cambridge english dictionary. Because of this tangible factor to book value, it is often referred to as net tangible assets.
In this scenario, the socalled pricetobook pb ratio is applied with a banks stock. Then known as first federal savings and loan of waterbury, connecticut, our purpose was to help make homeownership a realistic dream for people, and our values centered on. Depreciation reflects the decrease in the useful life of an asset due to use of the asset. Most bank assets, such as commercial accounts and loans, are valued equal t.
Oct 20, 2018 book value per share is a good measure to value bank stocks. Book value or carrying value is the net worth of an asset that is recorded on the balance sheet. Webster knows you need a nononsense business savings account that offers you the opportunity to save with ease. Essentially, an assets book value is the current value of the asset with respect. Book value is the term which means the value of the firm as per the books of the company. Search cheque book and thousands of other words in english definition and synonym dictionary from reverso. This document can be checked against the bank statement to see if the transactions are correct.
A companys book value might be higher or lower than its market value. Book value per share tells investors what a banks, or any stocks, book value is on a pershare basis. Bankbook definition for englishlanguage learners from. Bankbook definition of bankbook by the free dictionary. Bankbook definition and meaning collins english dictionary. The price of a stock divided by the estimated yearend book value per share.
The value of an asset is based on its original purchase costs, minus depreciation, amortization and other similar devaluing costs. Pricebook value ratio dictionary definition pricebook. Book value is explained in detail and with examples in the accounting edition of the herold financial dictionary, which you can get from amazon in ebook or paperback edition. How to figure the book value of bank stock finance zacks. By definition, book value is total assets minus liabilities, or net worth. Book value definition is the value of something as shown on bookkeeping records as distinguished from market value how to use book value in a sentence. A companys book value might be more or less than its market value. Book value of an asset is the value at which the asset is carried on a balance sheet and calculated by taking the cost of an asset minus the accumulated depreciation. A book held by a depositor in which his or her deposits and withdrawals are recorded by the bank. Wikipedia, lexilogos, oxford, cambridge, chambers harrap, wordreference, collins lexibase dictionaries, merriam webster.
Bv is computed by deducting accumulated depreciation from the purchase price of the asset. However, in practice, depending on the source of the. Finding the nav involves subtracting the companys short and longterm liabilities from its assets to find net assets. Book value, often called carrying value is an accounting term that refers to the value of an asset, going by the data on its corresponding balance sheet. Discover the definition of financial words and phrases in this comprehensive financial dictionary. Traditionally, a companys book value is its total assets minus intangible assets and liabilities. Tangible value here is used to refer to any assets that can be felt, seen, or touched, such as inventory, plants, equipment, cash, offices, or properties. This is how much the company would have left over in assets if it went out of business immediately. In accounting, book value is the value of an asset according to its balance sheet account balance. The value of an asset as carried on the balance sheet of a company. Bankbook definition is the depositors book in which a bank records deposits and withdrawals. This ratio has gained in popularity in recent years in the banking industry. Reference history edition websters new international dictionary of the english language.
Information and translations of bank book in the most comprehensive dictionary definitions resource on the web. Net asset value in stocks and businesses, an expression of the underlying value of the company. To arrive at this number, subtract liabilities from assets. You can complete the definition of cheque book given by the english definition dictionary with other english dictionaries. Book value is calculated by subtracting any accumulated depreciation from an assets purchase price or historical cost. The price to book ratio or pb is calculated as market capitalization divided by its book value. Book value per share tells investors what a bank s, or any stocks, book value is on a pershare basis. The results document a significant positive association between book value. Written down value of an asset as shown in the firms balance sheet. Price to book value is a valuation ratio that is measured by stock price book value per share. Information and translations of book value in the most comprehensive dictionary definitions resource on the web. Book value is the net asset value nav of a companys stocks and bonds.
The amount of owners equity or stockholders equity reported on a companys balance sheet. Book definition is a set of written sheets of skin or paper or tablets of wood or ivory. A companys book value is its total assets minus intangible assets and liabilities, such as debt. The price, or market value, of a stock depends on what investors are willing to pay for it. Define values by webster s dictionary, wordnet lexical database, dictionary of computing, legal dictionary, medical dictionary, dream dictionary. Then youd divide the net assets by the number of shares of common stock, preferred stock, or bonds to get the nav per share or per bond. While the ddm is more common, the residual income model is arguably more accurate because most of the value is coming from a real number on the balance sheet as opposed to projected numbers. Define values by websters dictionary, wordnet lexical database, dictionary of computing, legal dictionary, medical dictionary, dream dictionary. Book value definition, the value of a business, property, etc. Definition of bank written for english language learners from the merriamwebster learners dictionary with audio pronunciations, usage examples, and countnoncount noun labels. A companys common stock equity as it appears on a balance sheet, equal to total assets minus liabilities, preferred stock, and intangible assets such as goodwill.
I have an old dictionary with the following title and information and im looking to find out the value of this book if anyone can help me. The book value refers to the tangible asset value of any company. In this scenario, the socalled priceto book pb ratio is applied with a bank s stock price compared to equity book value per share. This is not an indication of the companys fair market value. The numerical value of bank book in chaldean numerology is. That is, it is a statement of the value of the companys assets minus the value of its.
The book value of a company is the total value of the companys assets, minus the companys outstanding liabilities. Book value is a key measure that investors use to gauge a stocks valuation. Book value a companys total assets minus intangible assets and liabilities, such as debt. For instance, value investors search for companies trading for prices at or below book value indicating a priceto book ratio of less than 1. An assets original cost, less any depreciation that has been subsequently incurred. What is the value of my old websters dictionary book. Book value definition and meaning collins english dictionary. Definition of bankbook written for english language learners from the merriam webster learners dictionary with audio pronunciations, usage examples, and countnoncount noun labels. Book value definition of book value by merriamwebster. Book value definition of book value by the free dictionary. Mar 28, 2017 book value of equity is a very different thing from the value of the companys shares on the stock market. An assets cost basis minus accumulated depreciation.
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